forerealestate.com Privacy Policies:

forerealestate.com values our patrons and respects your personal privacy. And to continue to provide innovative products and services that respond to your needs, forerealestate.com collects certain personal information about you, which is described below in The Personal Information We Collect. Our personal information handling practices are regulated by Title V of the Gramm-Leach-Bliley Act, and this Privacy Policy describes the practices of forerealestate.com as more fully described herein.

The Personal Information We Collect. forerealestate.com collects personal information about you and the members of your household to conduct business operations, provide customer service, finance premiums, assist in handling claims, offer new products and services, and satisfy legal and regulatory requirements. We may collect the following categories of information about you from these sources:

• Information from you directly, including information from insurance applications or forms, claim forms or other documents (such as name, address, telephone number, date of birth, social security number, driver's license number, assets, and amount of coverage requested).
• Information about your transactions with us, our affiliates or others (such as policy coverage, premiums, claims made, account balances and payment history).
• Information from a consumer reporting agency (such as your driving record and your credit history).
• Information from other non-forerealestate.com sources (such as prior loss information and demographic information).
• Information from visitors to our web sites (such as that provided through online forms and online information-collecting devices known as "cookies"). forerealestate.com does not use "cookies" to retrieve information from a visitor's computer that was not originally sent in a "cookie".

The Personal Information We Share. forerealestate.com may disclose the personal information we collect to service, process or administer business operations such as preparing confirmations of coverage, schedules and summary of coverage, preparing underwriting applications, arranging premium finance, maintaining account balances, and for other purposes such as the marketing of products or services, regulatory compliance, or as otherwise required or allowed by law. These disclosures may be made without prior authorization from you, as permitted by law.

• To others as required or permitted by law, such as disclosing of information in response to a subpoena, or complying with an inquiry or requirement of a government agency or regulator.
• These examples are illustrative and should not be considered a complete inventory of our information collection or sharing practices.

Confidentiality and Security of Personal Information. Access to personal information is allowed for business purposes only. The people who have access to personal information, including employees of forerealestate.com and its affiliates, and non-employees performing business functions for forerealestate.com are under obligations to safeguard such information from unauthorized access. forerealestate.com maintains physical, electronic and procedural safeguards to guard your personal information.

Changes in Privacy Policy. forerealestate.com may choose to modify this policy at any time. While we do not notify our patrons annually, you can always review our current policy online at www.forerealestate.com/privacy.htm.

Scope of Privacy Policy. This Privacy Policy will not apply to your relationships with other financial service providers, such as insurance companies, that are not a part of forerealestate.com. Their privacy policies will govern how they collect, use and disclose personal information that you allow them to access.

Reservation of the Right to Disclose Information in Unforeseen Circumstances. In connection with the potential sale or transfer of its interests, forerealestate.com reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and county of residence and other information that you provide through other communications) to a third party entity that

• (1) concentrates its business in a similar practice or service;
• (2) agrees to be forerealestate.com successor in interest with regard to the maintenance and protection of the information collected; and
• (3) agrees to the obligations of this privacy statement

forerealestate.com is a website service provided by Michael Gervasio, Broker Associate, Re/Max Alliance Park Meadows. Contact information is available on the forerealestate.com website